Does Towing Assistance Cover a Tow from a Tow Yard? What You Need to Know

Published on Feb 25, 2025

Does Towing Assistance Cover a Tow from a Tow Yard? What You Need to Know

Towing assistance can be a lifesaver when your car breaks down, leaving you stranded on the side of the road. Whether you’re dealing with a flat tire, engine failure, or an accident, knowing that help is just a phone call away can provide peace of mind. But what happens when your car is towed to a tow yard? Does towing assistance cover the cost of getting your vehicle from there? In this article, we’ll dive into what towing assistance covers, whether insurance helps, and what you can expect when dealing with a tow yard.

United Towing Service Inc.
united towing
United Towing Service Inc.

26170 Adams Ave, Murrieta, CA 92562, USA

What Is Towing Assistance?

Towing assistance is a service that provides emergency roadside help, including the towing of your vehicle to a repair facility or a designated location. Most roadside assistance programs are offered by car insurance companies, third-party providers, or membership clubs such as AAA. These services typically include things like jump-starting a battery, fixing a flat tire, delivering fuel, and, of course, towing your car in case of a breakdown.

While towing assistance is incredibly helpful, it’s important to understand the details of the coverage. For instance, some plans only cover a certain distance for free, while others may charge additional fees after a specific mileage limit. Towing assistance may also have restrictions, such as only towing to a location that is deemed "reasonable" or an authorized repair shop.

J & J Towing
j and j towing
J & J Towing

4560 N Webster Ave, Perris, CA 92571, USA

What Covers Towing from a Tow Yard?

When your car is towed to a tow yard, the towing assistance coverage you have may or may not apply to those fees. Typically, roadside assistance covers towing your car to the nearest garage or safe location, but it often doesn’t cover the costs associated with moving your vehicle from a tow yard unless specified in the policy. After the car is dropped at a tow yard, you may face additional charges that could include storage fees, retrieval fees, or even the cost of further towing if you need your vehicle moved elsewhere.

If you’re unsure whether your roadside assistance plan covers towing from a tow yard, it's important to read the terms of your policy or contact your provider. Many insurance policies may include towing from a tow yard as long as the location is part of the initial breakdown or emergency service, but these details are often left out of basic coverage. If you need your car moved from one tow yard to another or to a repair facility, you might be responsible for those costs.

Does Insurance Cover Towing from a Tow Yard?

Most standard car insurance policies cover towing for emergencies, but this typically refers to towing your vehicle to a repair facility or your home, not necessarily from a tow yard. If your car is towed to a tow yard, whether your insurance covers the costs depends on your specific policy and the terms set by your insurer. Some insurance policies offer comprehensive roadside assistance as an add-on to the basic coverage, which may include towing from a tow yard, but not all plans cover these additional expenses.

For example, if you have full coverage insurance, your policy might include towing to a repair shop or facility, but only if the towing is part of the emergency service. However, if you need to move your vehicle from the tow yard to another destination, such as a specific repair shop or home, additional costs may apply. Be sure to check your policy for specific towing and storage limitations.

Emergency Towing Services: What You Need to Know

Emergency towing services are designed to help when you're in a pinch. These services provide a range of coverage, from towing your vehicle in case of a breakdown to delivering fuel or jump-starting your car. While emergency towing services can be incredibly convenient, it’s essential to know what’s included in your specific roadside assistance plan. Some plans offer unlimited tows within a certain distance, while others may charge extra for mileage over a specific limit.

It’s also worth noting that emergency towing services can sometimes come with additional charges, especially if you are towed to a tow yard. Storage fees at tow yards can quickly add up, so understanding what’s covered in your towing assistance plan can save you from unexpected expenses. It’s always a good idea to ask your provider about mileage limits, storage charges, and the overall scope of towing services.

Real-Life Towing Experiences: Case Studies

Consider the story of Jane, who was on her way to work when her car broke down. After calling for roadside assistance, the towing company arrived and towed her vehicle to a nearby tow yard. Jane's roadside assistance coverage only covered the initial tow, and she was left to deal with the cost of the vehicle being stored at the tow yard. She learned the hard way that towing to a tow yard isn't always fully covered by insurance, especially when the vehicle is not being taken to an authorized repair facility.

Another example is Bob, who was stranded after an accident and needed his car towed to a mechanic. His towing assistance plan covered the cost of towing the vehicle to the tow yard but didn’t include the cost of moving the vehicle from the yard to the mechanic. Thankfully, Bob’s provider worked with him to reduce some of the charges, but it’s always best to be aware of the specifics in your plan.

How to Choose the Right Towing Company

Choosing the right towing company is essential to ensuring that your towing needs are met, especially if you’re concerned about costs and coverage. Look for a towing service that offers transparent pricing, excellent customer service, and flexibility with towing destinations. It's important to verify with your towing provider and insurance company to make sure you're aware of any potential fees for towing from a tow yard.

For professional and reliable towing services, consider Chuckles Rescue & Towing. With fast response times, affordable rates, and a commitment to customer satisfaction, Chuckles Rescue & Towing can help you get back on the road without the stress of unexpected fees.

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