Does Towing Assistance Cover Towing for Classic Cars?

What is Towing Assistance, and Does it Cover Classic Cars?

Towing assistance is typically a service provided by insurance companies or standalone companies that offer help in getting your car towed in the event of an accident, breakdown, or any other emergency. This service often includes dispatching a tow truck to your location, but the coverage can vary depending on your insurance policy, the type of car, and the towing service provider. As for classic cars, the question is whether or not the standard towing assistance plan includes coverage for them.

Generally speaking, most standard towing assistance policies cover modern vehicles, but classic cars are sometimes excluded due to their unique needs. Classic cars are more likely to require specialized towing equipment to ensure they are not damaged during transport. These vehicles are often lower to the ground, have custom suspensions, or feature parts that need more delicate handling, which is not always covered by regular towing services. This is why it’s essential to double-check your policy or contact your provider to understand whether your classic car is included.

Special Considerations for Towing Classic Cars

When it comes to towing classic cars, there are several factors that can make the process more complicated. I’ve personally learned through experience that towing a classic car requires careful planning and understanding of the car’s specific needs. Here are a few key considerations:

1. Flatbed Tow Trucks: Classic cars, especially older ones, may have parts that are more susceptible to damage, so it’s often best to use a flatbed tow truck. This ensures that the car remains stable during transport and avoids any potential damage that can happen with a traditional tow truck.
2. Handling and Suspension: Classic cars often have delicate suspensions, and improper lifting or strapping techniques could cause damage. Towing services must understand the specific needs of the suspension system of older vehicles.
3. Insurance Considerations: When towing a classic car, it’s important to have adequate insurance coverage that accounts for the car’s value and potential risks during transport. Some towing assistance plans offer coverage for towing classic cars, but it’s crucial to check if you need additional coverage or special handling instructions.

If you’re planning a long-distance trip with your classic car or need to have it towed for any reason, it’s best to work with a towing company that specializes in classic and luxury vehicles. This ensures your car will be in good hands, and the service is more likely to be covered by your towing assistance plan.

Does Your Towing Plan Cover Classic Cars?

One of the most common questions I had when I first faced this issue was whether or not my towing assistance coverage would help if my classic car broke down. The answer, unfortunately, is not always straightforward. It largely depends on the specifics of your towing policy. Many standard towing assistance plans do not include coverage for classic cars unless explicitly stated in the policy. This is something I recommend checking with your provider before relying on their services during an emergency.

Here are some things to keep in mind when determining whether your towing assistance covers your classic car:

• Check with Your Insurance Company: The first step is to contact your car insurance provider and confirm if classic cars are covered under your current towing plan. If not, you may need to purchase additional coverage or a specialized plan designed for classic car owners.
• Research Towing Service Providers: Some towing companies offer specialized services for classic cars, including flatbed towing, enclosed transport, and other customized options. If your insurance doesn’t cover these services, you can still reach out to these providers for a separate service.
• Consider a Classic Car Club or Association: Many classic car owners’ clubs or associations offer access to towing services and insurance coverage specifically designed for classic cars. It might be worth looking into such programs if you own a high-value or rare vehicle.

In my case, I found that while my standard plan didn’t cover my classic car, the insurance provider offered an affordable add-on plan that included full towing assistance for classic and antique vehicles. This gave me peace of mind and ensured that I wouldn’t have to worry about my car getting damaged during a tow.

Real-Life Examples of Towing Classic Cars

Let me share a real-life example. A friend of mine, an avid classic car collector, once found himself in a sticky situation when his prized 1969 Camaro broke down on the side of the road during a road trip. He quickly called his insurance company’s towing assistance service, only to find out that his policy didn’t cover classic cars. Fortunately, he had done his homework and was part of a classic car owners’ association, which provided specialized towing services.

Within an hour, a flatbed truck from the association arrived to carefully load his car and deliver it to a nearby garage. The tow was done without incident, and the car was properly secured. Without that specialized service, the car could have been damaged, or my friend could have faced huge expenses out-of-pocket for a non-specialized tow service.

This is just one example of why it’s so important to ensure that your towing plan covers your classic car. If my friend hadn’t been prepared, he would have faced much higher costs and potential damage to his vehicle.

Why Choose Rescue & Towing for Your Classic Car

If you own a classic car, you want to ensure that it is handled by professionals who understand the nuances of transporting these vehicles. That’s why I highly recommend Rescue & Towing for all your towing needs. Their team is experienced in handling all types of cars, including classic, vintage, and luxury vehicles, ensuring that your car is safely transported without any damage.

Rescue & Towing offers specialized flatbed towing and offers comprehensive towing packages that include handling classic cars with care. Whether you need local or long-distance towing, their expert team will make sure your classic car is well taken care of every step of the way.

To learn more about their services or to schedule a towing service for your classic car, click here to visit Rescue & Towing.