Does Towing Assistance Cover Private Property Towing?

Published on Mar 07, 2025

Does Towing Assistance Cover Private Property Towing?

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When you find yourself stranded on the side of the road with a broken-down car, having reliable towing assistance can be a life-saver. But what about situations where your car is on private property? Can towing assistance still cover you in those scenarios? This is a common question that many drivers face, and the answer depends on several factors. In this article, we will dive into the details of towing assistance services, how they work on private property, and what you need to know before you call for help.

United Towing Service Inc.
united towing
United Towing Service Inc.

26170 Adams Ave, Murrieta, CA 92562, USA

1. Understanding Towing Assistance Services

Towing assistance is often included in various roadside assistance plans, which are typically offered through car insurance, membership services, or as part of your vehicle warranty. These services provide a range of help when your car breaks down, from jump-starting a dead battery to sending a tow truck when your vehicle is immobilized. Most people assume that towing services only cover accidents or breakdowns on public roads. However, that’s not always the case. The question remains: does towing assistance cover private property towing?

J & J Towing
j and j towing
J & J Towing

4560 N Webster Ave, Perris, CA 92571, USA

2. What Is Private Property Towing?

Private property towing involves the removal of a vehicle from a privately owned location. This could be your driveway, a parking lot, or any private land. Often, private property towing is requested when a vehicle is abandoned, illegally parked, or in violation of private property rules. The legalities around private property towing vary depending on your location, but it’s important to know that towing services are not always available for vehicles on private property unless specific conditions are met.

Private Property Towing Scenarios

Let’s explore some typical scenarios where you might need towing assistance on private property:

  • Unauthorized Parking: If someone parks their car in your private parking space or blocks your driveway, you may need to call a towing service.
  • Abandoned Vehicle: If a car has been left unattended on your private land for an extended period, you might need it towed away.
  • Property Damage: If a car on your private property is causing damage, like leaking fluids, you may need it towed to avoid further harm.

3. Does Towing Assistance Cover Private Property?

The coverage of towing assistance on private property depends on the terms and conditions of your specific plan. In general, traditional roadside assistance plans will only cover towing services if the vehicle is on a public road or highway. Some plans may have exceptions or specific clauses related to private property towing, but it's often not included in standard services.

Private Property Towing and Your Insurance

In some cases, if your vehicle is on private property due to an accident or emergency situation, your auto insurance may cover the cost of towing, even if it's on private land. However, if the vehicle was simply parked illegally or abandoned on private property, towing services will likely not be covered by your standard roadside assistance plan or auto insurance. You would need to either pay for the towing service out-of-pocket or work with the property owner for a resolution.

Can You Use Roadside Assistance for Private Property Towing?

If you're in a situation where your car is on private property due to a breakdown, some towing assistance services might make an exception, especially if the breakdown has left you stranded and unable to get your car back to a public road. However, towing from private property is usually an added service that requires a specific request. Be sure to check with your roadside assistance provider beforehand to see if they offer this kind of coverage. It’s also a good idea to ask for the terms of service, so you know exactly what is included.

4. Real-Life Example: A Customer’s Emergency Tow

Imagine you're a driver in an emergency situation: it’s a cold winter night, and your car suddenly breaks down in the middle of a private parking lot. You’re stuck, cold, and unsure if your towing assistance plan will cover you since the lot is private property. After a quick call to your roadside assistance service, you’re informed that they do indeed cover towing services for emergency breakdowns on private property, but not for parking violations or abandoned vehicles.

In this case, your service provider sends a tow truck to move your car to a nearby garage for repairs. However, the cost of towing would have been different if the vehicle had been abandoned or parked without permission. It’s important to remember that each towing assistance service has its own set of rules, and understanding those rules beforehand can save you time and money in an emergency situation.

5. How to Ensure You Are Covered

To make sure you have coverage for towing services on private property, follow these steps:

  • Review Your Roadside Assistance Plan: Carefully read the terms of your roadside assistance coverage to see if private property towing is included.
  • Ask About Exceptions: Some services may make exceptions for emergencies or breakdowns. Ask your provider directly about these situations.
  • Know Your Local Laws: Understand the towing laws in your state, as they can affect the legality and process of private property towing.

6. Conclusion: Should You Invest in Additional Towing Coverage?

If you frequently find yourself in situations where your car might be parked on private property or in other non-standard areas, it could be worth considering additional towing services. Some providers offer extra coverage specifically for towing off private property, ensuring that you’re fully protected in emergencies. In addition, many towing companies provide flexible payment plans or subscription-based services for peace of mind.

It’s essential to thoroughly understand your towing assistance plan and how it covers different scenarios, including private property towing. Being prepared and knowing your options in advance can make a significant difference when you need help the most. So, take the time to check your coverage and consider upgrading to ensure that you’re never left stranded, no matter where your car breaks down.

Need towing assistance that covers both public and private property? Contact us today to find the best plan that suits your needs and ensures you're covered wherever you go. Our flexible service options and expert support will get you back on the road quickly and safely.

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