Does Towing Assistance Cover Towing for Classic Cars? Everything You Need to Know
Owning a classic car is more than just having a vehicle—it’s an investment, a passion, and often a lifelong dream. However, as any classic car owner knows, these vehicles require extra care, especially when it comes to breakdowns and transportation. One of the biggest concerns I had when I bought my first classic car was whether standard towing assistance would cover it in case of an emergency. After extensive research and firsthand experiences, I’ve gathered everything you need to know about towing assistance for classic cars.
1. Does Standard Towing Assistance Cover Classic Cars?
1.1 Understanding General Towing Policies
Most roadside assistance programs, such as those offered by auto insurance companies and membership organizations like AAA, provide basic towing services. However, the specifics of coverage can vary significantly. When I first checked my roadside assistance plan, I realized that while they covered standard vehicles, they had restrictions when it came to classic and luxury cars.
United Towing Service Inc.
26170 Adams Ave, Murrieta, CA 92562, USA
1.2 Classic Cars Require Specialized Towing
Unlike modern vehicles, classic cars often have unique structural features that make them more vulnerable during transportation. Standard tow trucks, particularly hook-and-chain tow trucks, can cause serious damage to the vehicle’s undercarriage or body. This is why many classic car enthusiasts, including myself, opt for specialized towing services.
J & J Towing
4560 N Webster Ave, Perris, CA 92571, USA
1.3 Policy Limitations and Exclusions
Many standard towing policies have exclusions for vehicles considered collectibles or valued beyond a certain amount. Before assuming your classic car is covered, I recommend carefully reviewing your policy details. Some plans may not cover long-distance towing, which can be crucial if you're transporting your vehicle to a restoration shop or a car show.
2. Types of Towing Services for Classic Cars
2.1 Flatbed Towing: The Preferred Method
From my personal experience, flatbed towing is the safest method for classic cars. Unlike traditional tow trucks, flatbed trucks lift the entire vehicle onto a stable platform, preventing wear and tear on the tires and drivetrain. Many specialized towing companies offer this service specifically for classic and exotic cars.
2.2 Enclosed Auto Transport
For high-value or rare classic cars, enclosed auto transport is an even better option. This method protects the vehicle from weather elements, road debris, and potential damage. While it can be more expensive, I found it worth the investment when I needed to transport my vintage Mustang across the country.
2.3 Wheel-Lift Towing: A Risky Alternative
Wheel-lift towing, which involves lifting only two wheels off the ground, is sometimes used for standard vehicles. However, I would not recommend this method for classic cars, as it increases the risk of frame damage, especially if the car has a low-suspension system.
3. How to Ensure Your Classic Car is Covered
3.1 Checking with Your Insurance Provider
The first step in ensuring your classic car is covered for towing is contacting your insurance provider. Many insurance companies offer specialized classic car policies that include towing coverage. When I switched to a classic car insurance provider, I was able to get guaranteed flatbed towing included in my plan.
3.2 Enrolling in Specialty Roadside Assistance Programs
There are several roadside assistance programs tailored specifically for classic car owners. Organizations such as Hagerty Drivers Club and American Collectors Insurance offer plans that include towing for collectible and vintage vehicles. I found these programs particularly useful since they understand the unique needs of classic car transportation.
3.3 Reading the Fine Print
One of the biggest mistakes I made was assuming all roadside assistance plans provided unlimited coverage. Some plans limit towing distance, charge extra for specialty towing, or exclude classic cars altogether. Always review the terms carefully before relying on a service.
4. Common Situations Where Classic Car Towing Is Needed
4.1 Breakdowns on the Road
Despite meticulous maintenance, classic cars are more prone to breakdowns due to aging parts and mechanical vulnerabilities. I once had a fuel pump failure in my classic Camaro, and without a proper towing plan, I would have faced hefty towing fees.
4.2 Transportation to Car Shows and Auctions
Many classic car owners, including myself, participate in car shows and auctions. Driving long distances can add unnecessary wear to a vintage vehicle, making professional transport services a preferred option.
4.3 Seasonal Storage Moves
If you store your classic car during winter, you may need towing services to transport it safely to a storage facility. I use an enclosed transport service every fall to ensure my vehicle remains protected from harsh weather.
5. How to Find a Reliable Classic Car Towing Service
5.1 Looking for Specialized Towing Companies
Not all towing companies are equipped to handle classic cars. When searching for a towing provider, I look for companies that specifically mention experience with vintage and high-value vehicles. Checking customer reviews can also help identify reputable providers.
5.2 Asking About Equipment and Techniques
Before hiring a tow service, I always ask what type of tow truck they use. If they don’t offer flatbed or enclosed transport, I move on to another provider.
5.3 Comparing Costs and Coverage
Pricing for classic car towing varies widely. While some roadside assistance plans include towing, dedicated transport services may charge per mile. Getting multiple quotes can help find the best deal.
6. Final Considerations for Classic Car Owners
- Standard towing assistance may not always cover classic cars, so check your policy details.
- Flatbed towing and enclosed transport are the safest options for vintage vehicles.
- Specialty roadside assistance programs offer better coverage for classic cars.
- Regular maintenance and emergency kits can help reduce the need for towing services.
Protecting a classic car requires careful planning, especially when it comes to towing. Whether you need roadside assistance for a breakdown or transport for a car show, choosing the right towing service ensures your prized vehicle stays in perfect condition.
