Does Towing Assistance Cover Boat Towing? Everything You Need to Know

Published on Mar 05, 2025
Does Towing Assistance Cover Boat Towing? Everything You Need to Know

Does Towing Assistance Cover Boat Towing? Everything You Need to Know

When you're out on the water enjoying a boat ride, the last thing you want is for something to go wrong, but unfortunately, it happens. Whether it's a mechanical failure, an unexpected mishap, or just a general breakdown, boat towing is sometimes an essential service that you’ll need. But how does towing assistance work when it comes to towing a boat? Does your standard roadside assistance cover boat towing? In this article, I’ll walk you through everything you need to know about towing assistance and whether or not it covers towing your boat.

United Towing Service Inc.
united towing
United Towing Service Inc.

26170 Adams Ave, Murrieta, CA 92562, USA

1. Understanding Towing Assistance Coverage

Towing assistance is generally a service included in many roadside assistance plans. It’s something I’ve relied on myself many times when my car broke down on the side of the road. The idea behind towing assistance is that if your vehicle is inoperable for some reason—like engine failure, flat tire, or even running out of fuel—the service will send a tow truck to transport your car to a repair shop or a safe location. But when it comes to boats, there are a few things you need to consider.

J & J Towing
j and j towing
J & J Towing

4560 N Webster Ave, Perris, CA 92571, USA

1.1 What Does Standard Towing Assistance Cover?

Standard towing assistance typically covers vehicles such as cars, trucks, and motorcycles. This is the most basic coverage included in most plans, which is perfect for your regular vehicles on the road. However, when it comes to towing a boat, things start to get a bit trickier.

1.2 Why Isn't Boat Towing Automatically Included?

There’s no universal rule, but the reason boat towing isn’t always included in standard towing plans is that boats require specific equipment and expertise to be properly towed. For example, towing a boat requires a trailer, which many regular tow trucks aren’t equipped with. Additionally, boats are usually towed from a body of water, which could require specialized vehicles and knowledge about boat trailers, ramps, and launch sites.

2. Does Roadside Assistance Include Boat Towing?

The short answer is that it depends on your plan. I’ve learned that not all roadside assistance programs are the same, and some may include boat towing, while others won’t. Many standard plans do not cover boat towing, but there are exceptions. It’s important to read the fine print of your coverage or to inquire directly with your roadside assistance provider about the specific terms of your plan. Here’s what I found when researching this issue:

2.1 What Towing Assistance Plans Include Boat Towing?

Some roadside assistance providers offer boat towing coverage as an add-on option to their standard services. I was pleasantly surprised when I discovered that a few of the premium roadside assistance plans include boat towing as part of their offerings. If you're someone who frequently takes your boat out, adding this service to your plan could give you peace of mind when you’re out on the water.

These services usually cover towing your boat either from the dock to a repair facility or between different marinas. The towing may also include launching your boat if needed. Here are some things to check when considering a towing plan that includes boat services:

  • Trailer Towing: Make sure your plan covers the towing of both the boat and the trailer.
  • Specialized Equipment: Confirm that the service can tow boats from the water, as this often requires different types of towing equipment.
  • Location Limitations: Ask about the area of coverage—some providers may restrict boat towing services to certain regions or bodies of water.

2.2 What if My Plan Doesn’t Include Boat Towing?

If you find that your current roadside assistance plan doesn’t cover boat towing, you still have options. Many towing companies specialize in boat towing and are equipped to handle the specific needs of boats and marine vehicles. In fact, I’ve personally used a towing service to get my boat towed, and I’ve always been impressed with how quickly they respond and how well they handle the boats.

Alternatively, some insurance policies may cover towing your boat, especially if the boat is part of your homeowner’s or watercraft insurance. It’s worth checking your insurance policy to see if towing is included, and if not, you might consider adding that coverage.

3. Boat Towing Services: What to Expect

If you find yourself in need of boat towing, it’s helpful to know what to expect during the process. Whether you’re experiencing a breakdown while on the water or need your boat moved for maintenance, here’s what typically happens when you call for boat towing assistance:

3.1 Calling for Boat Towing Assistance

Once you call a towing company for assistance, they’ll typically ask a few questions to determine what’s wrong and how best to approach the situation. If you're stranded on the water, the towing company may ask for your exact location, whether it's a marina, dock, or specific coordinates on the water. If you're near land, they might ask if your boat is on a trailer or if it’s in the water.

3.2 The Towing Process

Once the towing company arrives, they’ll assess the situation and decide the best method for towing. If you’re on the water, they may use a specialized boat tow truck with the ability to launch or pull the boat out of the water. I’ve seen this done at local marinas, and it’s quite impressive how quickly they get the job done. The towing company will then transport the boat to the designated location, whether it’s a repair facility, marina, or storage area.

3.3 Costs and Timing

Boat towing services can vary in cost depending on several factors, including distance, type of towing required (land or water), and the towing company itself. Some towing companies offer a flat rate for boat towing, while others may charge by the mile. Typically, you can expect to pay anywhere from $100 to $500 for boat towing services. I’ve found that having a dedicated towing plan for my boat can save me money in the long run if I need help.

4. How to Choose the Right Boat Towing Service

Choosing a boat towing service is just as important as selecting a roadside assistance provider. A reliable towing service will not only get your boat to safety but will do so efficiently and without damage. Here are a few tips I’ve learned on how to choose the right boat towing company:

4.1 Look for Experience and Specialization

It’s important to choose a company that specializes in boat towing. While regular tow trucks can handle cars and trucks, boats require different equipment and techniques. Make sure the company you select has experience in towing boats specifically. A company like Rescue & Towing that offers specialized boat towing services is ideal for these situations.

4.2 Check Reviews and Reputation

Don’t hesitate to check online reviews or ask for recommendations from other boat owners. The last thing you want is a company that doesn’t handle your boat with care. I always check for reviews and ask my marina for trusted towing companies before hiring anyone for assistance.

4.3 Ask About Coverage and Service Areas

Before committing to a towing company, ask about their coverage area. Some companies might only service certain lakes or regions. Also, confirm that the towing company is able to tow boats of your size and type. The larger the boat, the more specialized equipment you’ll need, and not all companies can handle it.

5. Conclusion: Are You Covered for Boat Towing?

In conclusion, towing assistance can be a lifesaver, but it’s important to know what’s covered, especially when it comes to boat towing. While standard roadside assistance plans may not cover boat towing, many companies offer plans or add-ons for boat towing services. Whether you’re adding coverage to your current roadside assistance plan or hiring a specialized company, it’s always a good idea to be prepared for the unexpected.

If you ever need reliable boat towing services, I highly recommend checking out providers like Rescue & Towing, who offer excellent service and fast response times. Having the right support can make all the difference when you're out on the water, and it’s always better to be safe than sorry!

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